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Static Pool Data Reporting

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Web Site Content and Purpose

This Web site operates as a repository for selected historical pool performance information—referred to as static pool information—relating to the St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 (St.George) Crusade securitization platform available through this site. Such static pool information is posted to this Web site in response to certain disclosure regulations adopted by the U.S. Securities and Exchange Commission (SEC), and is archived on this Web site in the form and for the time periods required by those regulations. Under those regulations, we may incorporate required static pool information into prospectuses prepared from time to time in connection with specific offerings of mortgage-backed securities by referring in such prospectuses to an Internet Web site where the required static pool information is posted and archived. No information contained on this Web site constitutes an offer to sell or the solicitation of an offer to buy any securities, except by means of a related prospectus into which any such information is expressly incorporated by reference as contemplated above.

Investment Considerations

The information contained on this Web site is not sufficient or complete to make a decision regarding investment in any St.George sponsored mortgage-backed securities. You should read the entire prospectus related to an offering of St.George sponsored mortgage-backed securities before you purchase any such securities.

The prospectus relating to each offering of St.George sponsored mortgage-backed securities is accurate as of the date stated on its cover but may not be accurate as of any subsequent date. Likewise, the information contained on this Web site, which is posted and archived solely for the purpose of incorporation by reference into such prospectuses, speaks only as of the date of the related prospectus. St.George has undertaken no obligation, and has assumed no responsibility, to update the information contained in any such prospectus, including any information contained on this Web site that has been incorporated by reference into any such prospectus, for facts or events arising subsequent to the date of the prospectus. St.George and its affiliates assume no responsibility for damages incurred in connection with the use of the information contained herein for other than its intended purposes.