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Qantas points

Earn Qantas points on eligible purchases and redeem them for Qantas flights and upgrades, as well as merchandise from the Qantas Store.

Amplify rewards points

Earn Amplify Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards, merchandise and more.

A low interest rate

Our low rate cards provide competitive variable interest rates on purchases and the option of premium extras.

A balance transfer

You could transfer a balance from up to 3 cards to a St.George card to take advantage of a promotional balance transfer rate for a set period. We currently have such promotions on these cards:

No annual fee

A straightforward, everyday credit card with special offers and no annual card fee, ever.

Introducing the Vertigo Platinum Credit Card

0 % P.A.

for 18 months on balance transfers#

Special offer

  • $99 annual card fee
  • Plus, no balance transfer fee
  • Requested at card application, the variable cash advance rate will apply after the promotional period
  • 12.99% p.a. variable purchase rate.

Apply now

How does a balance transfer work?

You could save money by transferring existing card balance to a St.George Credit Card.

Managing your credit card

How to keep your card secure

Making credit card repayments

How to set up automatic credit card repayments

Compare credit cards

See all your options side by side

Credit card repayment calculator

Calculate your repayments

Help with your current card

Information and guides to help you make the most of your credit card. Manage your limit, minimise fees, learn how to redeem Amplify points and manage other features

Articles and FAQs

Want to know more about what your credit card could do for you? Learn from our selection of credit card content to make the most of your card’s capabilities.

Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 591KB)

Credit Card Accounts Fees and Charges (PDF 144KB)

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

2 Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 328KB) which may be amended from time to time. Westpac does not guarantee this insurance.