Credit Cards
Credit cards
What are you looking for?
Put a 'yay' in Everyday
Turn your Amplify points into Everyday Rewards points and get more value at the checkout. Learn more
Eligibility, min and max points transfer and T&Cs apply.
Our top offers
Up to $500 cashback
Get 10% cashback on spend at selected supermarkets and petrol stations (up to $500 total cashback)<< with a new Vertigo credit card.
Plus, 6.99% p.a. interest on balance transfers for 12 months >>.
150,000 bonus Amplify Points
On a new Amplify Rewards Signature card, $12k minimum spend applies^.
100,000 bonus Amplify Points
On a new Amplify Rewards Platinum card. $3k minimum spend applies*.
Explore our credit cards
Low rate card
A basic card with a low interest rate on purchases – worth considering if you’re unlikely to pay off your card each month.
Qantas Rewards cards
Earn Qantas Points directly to your Qantas Frequent Flyer account, then redeem them as you would your other Qantas Points, including for flights and upgrades.
Amplify Rewards cards
Amplify is the St.George Rewards program, and these cards let you earn Amplify Points which you can later redeem for gift cards, flights, shopping and much more.
No fee card
Know you’ll pay off your card in-full each month? Then this card’s higher interest rate won’t bother you, and you won’t pay an annual card fee – ever.
Support
Making the most of a St.George credit card
Built-in benefits
Every St.George credit card includes
Online card management
Get your card working for you
Tools and FAQs
Make an informed decision
Important information
<<Vertigo Cashback offer: This cashback promotion is available when you apply and are approved for a new Vertigo credit card between 1st August 2024 and 30th November 2024, then use it at a participating supermarket and petrol outlets within 180 days from card approval. You will receive 10% cashback on each eligible spend at a participating supermarket and petrol outlets, capped at maximum of $500 per card account. Cashback will be paid as a statement credit to your Vertigo credit card within 30 days of each eligible spend. Your credit card account must be open in order to receive the cashback. If your card is suspended or cancelled, the credit will not be applied. Cashback is only available on one credit card account per customer. This cashback does not form part of the account’s minimum monthly repayment.
Participating supermarkets and petrol outlets: Each supermarket’s and petrol outlets eligibility is based on its merchant classification. While most major and many independent supermarkets and petrol outlets are participating, those not classified in the Supermarket, Grocers and Service Station merchant categories will not be participating. Examples of supermarkets not participating include: Costco, Metropolitan Fresh and wholesaler supermarkets.
Spend Exclusions: Gift card or eGift card purchases at participating supermarkets are not counted as part of eligible spend. Eligible spend also excludes fees, cash, cash-equivalent transactions, third party payments such as AfterPay, BPAY, PayPal or PayPal equivalent.
Existing credit card customers who held a St.George, Bank of Melbourne or BankSA in the last 12 months, are not eligible for this offer.
>>Vertigo Balance Transfer offer: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo credit card between 1st August 2024 and 30th November 2024, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. Your current credit card issuer must accept BPAY payments to be eligible, you can check your credit card statement for payment options. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
^Amplify Signature Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Signature credit card between 7th November 2023 and 30th November 2024 and spend the minimum amount of $12k on eligible purchases within the first 12 months from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.
*Amplify Platinum Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 7th November 2023 and 30th November 2024, and spend the minimum amount of $3k on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.