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Our top offers

Up to $400 cashback? Cha-ching!

Get 5% cashback on your supermarket shop (up to $400 total cashback)<< with a new Vertigo credit card.

Plus, no card fee for the first year (saving $55)^^.

150,000 bonus Amplify Points

On a new Amplify Rewards Signature card, $12k minimum spend applies^.

Plus, 0% p.a. for 24 months on balance transfers (1% balance transfer fee)#

12 months of Kayo Basic + 100k bonus points

Score up to $27.50/month cashback~ on Kayo for 12 months with a new Amplify Rewards Platinum card.

Plus, 100,000 bonus Amplify Points. $3k minimum spend applies*. 

New cards only. Must sign up by 30th November 2022.


Explore our credit cards

Low rate card

A basic card with a low interest rate on purchases – worth considering if you’re unlikely to pay off your card each month.

Qantas Rewards cards

Earn Qantas Points directly to your Qantas Frequent Flyer account, then redeem them as you would your other Qantas Points, including for flights and upgrades.

Amplify Rewards cards

Amplify is the St.George Rewards program, and these cards let you earn Amplify Points which you can later redeem for gift cards, flights, shopping and much more.

No fee card

Know you’ll pay off your card in-full each month? Then this card’s higher interest rate won’t bother you, and you won’t pay an annual card fee – ever.


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Making the most of a St.George credit card

Important information
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. 
 
Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

<<Supermarket cashback offer: This cashback promotion is available when you apply and are approved for a new Vertigo credit card between 3rd March 2022 and 31st August 2022, then use it at a participating supermarket up to 31st December 2022. You will receive 5% cashback on each eligible spend at a participating supermarket, capped at maximum of $400 per card account. Cashback will be paid as a statement credit to your Vertigo credit card within 30 days of each eligible spend. Your credit card account must be open in order to receive the cashback. If your card is suspended or cancelled, the credit will not be applied. Cashback is only available on one credit card account per customer. This cashback does not form part of the account’s minimum monthly repayment. 

Participating Supermarkets: Each supermarket’s eligibility is based on its merchant classification. While most major and many independent supermarkets are participating, those not classified in the Supermarket and Grocers merchant category will not be participating. Examples of supermarkets not participating include: Coles Express, Costco, Metropolitan Fresh, wholesaler supermarkets and supermarkets attached to petrol stations.  

Spend Exclusions: Gift card or eGift card purchases at participating supermarkets are not counted as part of eligible spend. Eligible spend also excludes fees, cash, cash-equivalent transactions, third party payments such as AfterPay, BPAY, PayPal or PayPal equivalent.

Existing credit card customers who held a St.George, Bank of Melbourne or BankSA in the last 12 months, are not eligible for this offer.

^^Vertigo First Year Card Fee Waiver: The first-year card fee waiver is available when you apply and are approved for a new Vertigo credit card between 20th October 2021 and 31st August 2022. After the first year, the card fee will be debited to your account on the 12-month anniversary of the first transaction on your account and annually thereafter. 

^Amplify Signature Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Signature credit card between 31st May 2022 and 31st December 2022 and spend the minimum amount of $12,000 on eligible purchases within the first 12 months from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.

#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Amplify Qantas Platinum or Amplify Signature credit card between 27th October 2021 and 31st December 2022, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Qantas Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. St.George, will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

~Kayo cashback offer: The Kayo cashback offer of $27.50/mth for Kayo Basic or Kayo Premium, and $25/mth for Kayo One, is available for 12 months on new Amplify Rewards Platinum credit card applications made and approved between 9th May 2022 and 30th November 2022.

To receive your cashback the monthly subscription fee (currently $27.50 for Kayo Basic, $35/mth for Kayo Premium and $25/mth for Kayo One) will be billed to your new Amplify Rewards Platinum card. Then, within 30 business days of each billing, you will receive your relevant cashback as a statement credit on your Card Account. This monthly cashback will apply for the first 12 months from the card approval and does not form part of the account’s minimum monthly repayment. After the offer period, Kayo subscription will auto-renew at standard pricing (currently $25/mth for Kayo One, $27.50 for Kayo Basic or $35/mth for Kayo Premium) unless changed or cancelled prior.

If you’re not already with Kayo, you need to activate your Kayo subscription within the first 30 days from card approval, setting your Amplify Rewards Platinum credit card as the payment method. If you’re already with Kayo, simply switch your Amplify Rewards Platinum credit card as the payment method to get the cashback for up 12 months from card approval. Offer not available via any third-party billing platform including iTunes billing or Telstra billing. Not available in conjunction with other Kayo offers.

Maximum $300 cashback on Kayo One (paid monthly, based on 12 months x $25/mth cashback) or maximum $330 cashback on Kayo Basic or Premium (paid monthly, based on 12 months x $27.5/mth cashback), per cardholder throughout the promotion period. If you cancel your Kayo subscription during that time, you will no longer be eligible to receive the cashback.

Cashback is not redeemable for cash or other payment forms. If your card is suspended or cancelled, the credit will not be applied to your Card Account. Your credit card account must be open in order to receive the cashback. Cashback is only available once a month and on one Kayo subscription per credit card account.

Kayo is a subscription sports streaming service supplied by Streamotion. Westpac does not provide any part of Kayo streaming services and is not responsible for them in any way. Concerns or claims regarding Kayo subscription or its streaming services should be raised directly with Streamotion.

*Amplify Platinum Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 3rd March 2022 and 30th November 2022, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.