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Your investment strategy can be as simple or as advanced as you need. Starting now is the best advice – whether you're ready to invest a little or a lot. Learn about the types of investments that suit your risk profile and your expectations for returns, or see a financial planning expert for some help. 

If you’re after a guaranteed^ return, consider starting with a Fixed Term Deposit. Invest your funds in a Term Deposit for a set period and earn a competitive fixed interest rate. You can also choose one of our high interest online savings accounts like Maxi Saver to invest cash and retain access to your money.

If you're considering shares or managed funds, we can make investing easier. To take control of your own share investments online, Directshares is a low-cost effective option. 

Suggested investment solutions

Term Deposit

Invest your money for a fixed term from 1 month to 5 years and earn a fixed competitive interest rate.

Maxi Saver

New Maxi Saver customers1 can earn up to 5.00% p.a. including a bonus 3.90% p.a. which is fixed for the first 3 months, with no monthly account service fee and no everyday banking transaction fees2.

Important Information

Conditions and fees apply.

This information doesn't take your circumstances into account. Read the terms before making a decision.

1 If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll earn an extra bonus of 3.90% p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The Promotional Rate Period is the first  3 months from the date your account is opened.

2 Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible St.George working account in the same name or have an existing eligible St.George joint account with your name included in the title. Fees and charges may be payable on your eligible working account.

3 Early withdrawal from Term Deposit may reduce returns.

^ Early withdrawal may reduce returns. Conditions apply. Term Deposits are 'protected accounts' under the Financial Claims Scheme (FCS). Payments under the FCS are subject to a limit for each depositor. For more information visit the APRA website at