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Credit card interest rates

Vertigo Card

  Rate
Purchase interest rate (variable) 13.24% p.a.
Cash advance interest rate (variable) 21.49% p.a.
Special offer: 14 months on balance transfers, requested at card application1. 0% p.a.
$0 first year annual card fee when you make your first purchase within 12 months from card approval2. 0% p.a.
Offers end 20th September 2017.

Vertigo Platinum Card

  Rate
Purchase interest rate (variable) 12.74% p.a.
Cash advance interest rate (variable) 21.49%
Special offer: 20 on balance transfers, requested at card application1. 0% p.a.
Offer ends 20th September 2017.

Amplify Card

  Rate
Purchase interest rate (variable) 19.49% p.a.
Cash advance interest rate (variable) 20.24% p.a.
$0 first year annual card fee when you make your first purchase within 12 months from card approval2 0% p.a.
Offer ends 20th September 2017.

Amplify Platinum Card

  Rate
Purchase interest rate (variable) 19.49% p.a.
Cash advance interest rate (variable) 20.24% p.a.

Earn 60,000 bonus Qantas or Amplify points –  40,000 bonus points in the first year when you spend $3,000 on a new card within 90 days of card approval, plus 20,000 bonus points in the second year when you pay the annual card fee.
Terms and conditions, exclusions apply*

Offer ends 20th September 2017.

Amplify Signature Card

  Rate
Purchase interest rate (variable) 19.49% p.a.
Cash advance interest rate (variable) 20.24% p.a.

Earn 90,000 bonus Qantas or Amplify points - 60,000 bonus points in the first year when you spend $3,000 on a new card within 90 days of card approval, plus 30,000 bonus points in the second year when you pay the annual card fee.
Terms and conditions, exclusions apply*

Offer ends 20th September 2017.

No Annual Fee Card

  Rate
Purchase interest rate (variable) 20.49% p.a.
Cash advance interest rate (variable) 20.49% p.a.
Special offer: 14 months on balance transfers, requested at card application1. 0% p.a.
Offer ends 20th September 2017.

Cards no longer for sale

Vertigo Mastercard® (no longer for sale)

  Rate
Purchase interest rate (variable) 13.24% p.a.
Cash advance interest rate (variable) 21.49% p.a.

Gold Low Rate Visa or Mastercard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 15.99% p.a.
Cash advance interest rate (variable) 20.24% p.a.

No Annual Fee Mastercard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 20.49% p.a.
Cash advance interest rate (variable) 20.49% p.a.

Gold Advantage Visa or Mastercard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 20.00% p.a.
Cash advance interest rate (variable) 20.00% p.a.

Essential Visa or Mastercard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 20.25% p.a.
Cash advance interest rate (variable) 20.25% p.a.

Starts Low Stays Low Visa Mastercard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 13.24% p.a.
Cash advance interest rate (variable) 21.49% p.a.

Platinum Card (no longer for sale)

  Rate
Ongoing variable purchase interest rate 15.99% p.a.
Cash advance interest rate (variable) 21.49% p.a.

Important information

Conditions, fees and credit criteria apply.

View the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you.

Offers are not available in conjunction with any special offers that are not listed on www.stgeorge.com.au. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

*Bonus points promotions: The bonus points promotions are available when you apply for a new Amplify Platinum or Amplify Signature credit card between 3rd May 2017 and 20th September 2017 and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval on one or more transactions. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. The bonus points depend on your choice of Rewards Program. Customers with a new Amplify Platinum credit card who meet the minimum spend criteria will earn 40,000 bonus Qantas Points or Amplify Points in the first year and 20,000 bonus Qantas Points or Amplify Points in the second year. Customers with a new Amplify Signature credit card who meet the minimum spend criteria will earn 60,000 bonus Qantas Points or Amplify Points in the first year and 30,000 bonus Qantas Points or Amplify Points in the second year. The bonus points in the first year will be credited to your points balance within 12 weeks after the spend criteria is met. The bonus points in the second year will be credited to your points balance within 6 weeks of: (1) the anniversary of your first eligible purchase transaction and (2) payment of your annual credit card fee. Existing St.George/BoM/BSA customers who currently hold an Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer.

1. The promotional balance transfer rates are available when you apply for a new St.George credit card between 3rd May 2017 and 20th September 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. The balance transfer rate is not available in conjunction with any other promotion unless specified. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

2. $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo or Amplify credit card via www.stgeorge.com.au between 3rd May 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.